Your house divorce process
Your house divorce process. Divorce – How to rebuild your life – about the house in your name. Usually in a divorce, the couple that is divorcing needs to make the decision about who is going to keep the house. Your house in a divorce that is the question. They need to work this out on their own or make sure that the courts address it. You have to make the decision about what will be done with the property. There are many different options and it is important to make sure that the decision is best for everyone involved.Your house in a divorce
In a divorce it is usually determined what is going to be done with the house. You can either sell it and split the profits between the two people that are getting divorced if they own it, one person can offer to let the other one have it, or the other party will buy out the ex spouse. It will depend on how the divorce is settled to determine this decision. It is always better when things are worked out easily, but sometimes this is not possible and the couple will have to seek the help from an attorney or court system.
If you are the one that is ready to take on the challenge of keeping the home, you will want to make sure of a few things first. You will want to be certain that you can take on the mortgage payments. You will have to decide if this is a payment that you can afford each month. You must make sure that you have thought about your income now that you are divorced and what you will be able to afford.
You will also want to think about the fact if you really do want the house or not. You have to want the house because it is where you want to stay and not just be the winner of the house to spite the other person. You have to get through these feelings and then determine if this is where you want to stay and rebuild your life after the divorce.
Sometimes it is better for the couples to decide if they should sell the house or not. It is important to think about the financial security that you have in time and think about what you can afford to loose and gain in the situation. Do you really want to start your new life over in a house that you once shared with your ex? Is this the house that you grew up in and want to keep it for sentimental value, or do you want to make sure that your children are raised in the home that they know and love? These are a few of things that sometimes people need to think about and have the right answers for when it comes time to decide what to do with the house.
If you are the one to be leaving the house after a divorce, you will want to see how it will affect your credit. If your name is on the mortgage to the house, and your ex spouse does not pay, you will be responsible for the loan and your credit may suffer because of it. The lender wants their money no matter if you are living in the home or not. If you own money on the home it may also make it hard for you to go out and purchase your own home later on because of the outstanding balance on this one.
It will be important for you to either make arrangements with the ex that they are going to be faithful in paying the mortgage or have this documented in the divorce or you may just want to have them get your name off of the mortgage. This may require them to refinance the home in their name only so that you are not longer financially linked to the home. This is something that you will have to think about and make sure that you have everything set before the divorce is final. You want to protect yourself as well as keep things settled and peaceful with your ex. Your house divorce process
Divorce Advice: Getting Divorce Advice From the Right Source
by Karl Augustine
Getting the right type of divorce advice depends on what type of divorce advice you want and what you want to use it for. When looking for advice about divorce, it is smart to clearly define what you are seeking the advice for so you can be sure to look in the right places.
Seems simple enough right? Yes, but…lots of people who are deciding about divorce and seeking divorce advice lump the categories of divorce advice into one, and that’s a big mistake. You should seek divorce advice from different types of places for the different types of advice that you need. Certainly there’s more types of divorce advice categories, but here’s a partial list:
Divorce advice type 1:
Legal advice for getting a divorce when you are sure that you want a divorce, no matter how tough it will be to get that divorce. When asking for this type of divorce advice while meeting with an attorney, you may be asked if you’re certain that you actually do want a divorce…if you do, don’t waver, stick to your decision. It makes sense to have a good idea of all of the parts of your life, family and materials, that could be affected or sought after. You want to have your facts, account names, timelines, etc., in mind when meeting with the attorney so that your discussion is maximized.
Divorce advice type 2:
Legal advice for getting a divorce when you are almost sure that you want a divorce, but want to make sure that the financial considerations are in order or that health of your children won’t suffer in the long run. When asking for this type of divorce advice, you may want to consider seeking the advice of an attorney or financial planner for the financial considerations and a counselor experienced in family matters for the impact that a divorce might have on your children. The point is, split the two concerns up so that you get the chance to speak to 2 different people who specialize in each area so that you will get the appropriate divorce advice.
Divorce advice type 3:
Legal advice for getting a divorce in a case that is relatively simple and will be a clean break, no financial or other family considerations to take into account for the divorce. This is perhaps the easiest type of divorce advice to get because it infers that you have already made the decision from an emotional standpoint and really don’t have any other considerations of deep concern. When seeking this type of divorce advice, you most likely have limited financial considerations, a prenuptial agreement, or the situation itself as amenable to everyone and you just need someone to do the paperwork.
Divorce advice type 4:
Legal and/or counseling advice regarding whether or not divorce is right for you from a psychological, emotional and financial perspective. When asking for this type of divorce advice, you may want to consider seeking the advice of an attorney or financial planner for the financial considerations and a counselor experienced in Clinical Psychology and “personal-life” coaching for the impact that a divorce might have on you. Again, the point is, split the two concerns up so that you get a chance to speak to 2 different people who specialize in each area so that you will get the appropriate divorce advice.
Divorce advice type 5: Counseling for emotional support when deciding whether or not you really want a divorce or are just unhappy in your marriage.
This type of divorce advice is crucial to your happiness because when you’re in an emotional state, it is tough to make lucid and rational decisions. And, if you’re wrestling with deciding whether or not to get a divorce (purely from an emotional perspective), you should do all you can to make a logical decision because how you approach this decision and the affects afterwards can be long lasting and far reaching. If you’re are struggling with finding divorce advice, you may want to talk to friends, counselors, even other family members.
But, my divorce advice to you is, do it yourself. I’m not saying don’t talk with friends, counselors, and possibly family. What I am suggesting is that you reach the final decision of whether to get a divorce on your own, you have to live with it, no one else. The answer is inside you, you just have to get it out in a logical manner.
Whatever type of divorce advice you need, be sure that you’re directing your energies in the right direction. If you don’t separate the emotional aspects from the legal aspects of divorce advice, you might end up confused and unable to get the most out of any meeting you may have with an attorney or marriage counselor. At the end of the day, you should control your own destiny and make a smart decision based on logic, controlled emotion, and forward thinking.